Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Tracy Denise Latham, an unmarried woman , to United States of America, acting through the Rural Housing Service, USDA, f/k/a the Farmers Home Administration, dated September 17, 1998, said mortgage recorded in the Office of the Judge of Probate of Fayette County, Alabama, in Book 367, Page 139. Under and by virtue of the power of sale contained in said mortgage, the undersigned, UNITED STATES OF AMERICA, ACTING THROUGH THE RURAL HOUSING SERVICE, USDA, F/K/A THE FARMERS HOME ADMINISTRATION, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Fayette, Fayette County, Alabama on March 8, 2019, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Fayette County, Alabama, to-wit:
A parcel of land located in the SE ¼ of S/E ¼ of section I, Township 16 South, Range 13 West of Fayette County, Alabama and being described as follows: Begin as a stake on the North side of James Street at the SE corner of John Henry Harton lot; thence East along said street for a distance of 70.00 feet to the West line of Cannon land ( now owned by Smith and Patterson); thence continue East along James Street for a distance of 158.00 feet to the West right of way line of a Gravel Street; thence turn angle to the right from a backsite of 84"15`46" and go along said street for a distance of 75.14 feet to the Point of Beginning; thence continue Northerly along said street for a distance 74.91 feet to a point; thence turn an angle to the right from a backsite of 94"15`21" for a distance of 139.72 feet to a point on the West line of Cannon Land (now owned by Smith and Patterson); thence turn an angle to the right from the a backsite of 92"47`29" and go a distance of 72.90 feet along the west line of Cannon Land to a point; thence turn an angle to the right from a backsite of 87"56`10" and go a distance of 148.84 feet to a point. Also conveyed is a strip of land being 5 feet North and South by 139.72 feet East and West; said strip being North of and adjacent to the above described tract. A strip of land being 15 feet East and West by 79.91 feet North and South is hereby reserved for a utility easement along said gravel street, said strip lying West of gravel street and joining said street
Property Street Address: 115 Hillside Drive SW, f/k/a 814 1st Street SW, Fayette, AL 35555 (provided for informational purposes only)
Said property will be sold "AS IS". Said property will be sold subject to the right of redemption of all parties entitled thereto. NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above.
The debt secured by said Mortgage has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Mortgage. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process.
United States of America, acting through the Rural Housing Service, USDA, f/k/a the Farmers Home Administration
Mortgagee or Transferee
Attorney for Mortgagee or Transferee
Stern & Eisenberg Southern, PC
1709 Devonshire Drive
Columbia, SC 29204
This foreclosure sale may occur at any time between 11:00am-4:00pm. On the morning of the sale, please call the following number for an estimated auction time: (410) 635-5127
This is an attempt to collect a debt and any information obtained may be used for that purpose.
ALFC_Notice of Sale No Assgn-W-v6